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5 Unconventional Businesses That Still Need Insurance

5 Unconventional Businesses That Still Need Insurance

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...

Here are the Advantages to Having a Health Savings Account

Here are the Advantages to Having a Health Savings Account

Many employers today are offering high-deductible health insurance plans along with health savings accounts (HSAs). The downside is the high deductible – the amount you must pay out-of-pocket for covered medical expenses before your health plan kicks in. Nevertheless, HSAs have a number of benefits for employees. How Does a Health Savings Account Work? An HSA is a medical savings account that is only available...

What Does a Top-Tier Group Benefits Package Include?

What Does a Top-Tier Group Benefits Package Include?

Most companies offer their employees some benefits, but the quality of these packages can vary widely. Top-tier group benefits packages are ideal, as these benefits help attract and retain the best talent in your industry, making it more possible for your company to win the hiring game in a competitive market.  Retaining Top Talent – A Group Benefits Strategy that Works. Some companies are in...

What Can I Expect My Worker's Compensation to Cover?

What Can I Expect My Worker's Compensation to Cover?

Your business’s workers’ compensation policy protects against lawsuits filed by injured employees. The trade-off is the cost of these policies eats into your profits. Every workers’ compensation policy is slightly different, and it is important to know what it does and does not cover. Your Workers’ Compensation Policy – Are You Getting the Best Deal? Essentially, workers’ compensation covers injured or ill employees in job-related...

Benefits That Will Spread a Little Cheer to Your Employees

Benefits That Will Spread a Little Cheer to Your Employees

Your employees rely on your company's benefits, including health insurance, dental insurance, or even the cost of education. The better the benefits package, the more likely you will attract the best talent – benefits are a factor in a competitive job market. Even with an excellent benefits package, spread a little cheer to your employees during the holidays by offering some unique benefits. Holiday Bonuses...