Do I Need Life Insurance?
Posted on: June 16, 2016 by elite
While it may be a subject that most would like to avoid, life insurance is a necessary topic of discussion. As it provides financial assistance after the loss of a loved one, this is often a necessity. Furthermore, life insurance can cover costs including funeral expenses, mortgage payments, and even assistance for special needs children. According to the non-profit industry group Life Happens, 63% of Americans consider life insurance a necessity. However, do you really need Miami Life Insurance? If your family and loved ones could be negatively affected by your passing, then you should strongly consider it. Here are some examples of individuals who are advised to carry such insurance.
When you’re young and healthy, you can get access to great life insurance rates. Especially if you carry a large amount of debt you wouldn’t want to be passed off to family or if you financially support other family members, this is a wise investment. This way, they will get the support they need in your absence.
Planning ahead is ideal for married couples. If either of you prematurely passed, would one income be enough to sustain all of the debt and bills that you currently carry? If not, life insurance can bridge that gap and provide peace of mind.
If you passed, would your children be financially supported? While this may be a harsh reality to face, it’s important to plan ahead and provide them with the provisions they need in the event of an untimely death.
At iSure Brokers, we strive to provide the coverage that protects you and your loved ones. We provide your own personal iSure adviser that will work carefully to evaluate risks and refer you to a program that best fits your life insurance needs. For more information, call us today at 855.381.6123.